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Gate.io fees 2026: Gate EU trading fees and unpublished costs

Updated 23 October 2026 By the editorial team 8 min read How we make money

Gate.io fees for EU residents: Gate EU charges 0.10% maker and taker on spot trades, but doesn't publish its SEPA, card or withdrawal fees. Euro examples.

Gate.io fees in the EU are simple on the trading side and unclear on everything around it. Gate EU, the MiCA-licensed arm of the cryptocurrency exchange formerly called Gate.io, charges 0.10% maker and 0.10% taker on spot trades at VIP 0, and its Convert tool advertises no fees. But Gate EU doesn’t publish its SEPA deposit, card purchase, SEPA withdrawal or bitcoin withdrawal fees on the pages we checked on 23 October 2026, so you can’t work out the full cost in advance.

Gate.io fees in 30 seconds

Gate EU’s trading fee is 0.10% for makers and takers, so a €1,000 spot trade costs €1.00, one of the lowest base rates at a MiCA-licensed crypto exchange. Everything that moves money in or out of your account is not published.

CostGate EU (checked 23 October 2026)
Spot maker fee0.10% (VIP 0)
Spot taker fee0.10% (VIP 0)
VIP tiers 1 to 16Down to 0% maker / 0.02% taker
ConvertZero fees advertised; spread not published
SEPA depositNot published
Card purchaseNot published
SEPA withdrawalNot published
BTC withdrawalNot published
Futures, margin, copy tradingNot offered by Gate EU

The catch: “not published” doesn’t mean free. It means you only see the cost on the confirmation screen.

Gate EU: the licence behind the EU fees

EU residents trade with Gate Technology Ltd, which the MFSA in Malta authorised under MiCA on 29 September 2025 (France’s AMF lists 30 September 2025), passported to the Netherlands, Germany, Belgium, Ireland and the rest of the EEA. Gate EU runs on gate.com/en-eu, operating as its own trading venue with its own fee page, separate from the global platform.

That split matters, because which Gate platform you get depends on your region. Gate’s global user agreement lists the US, the UK, the Netherlands, Germany, France, Spain, Austria and Malta among restricted jurisdictions for the global platform, so residents of those countries can’t access its futures trading, margin or copy trading. Gate also runs a separate US site, Gate US, which this page doesn’t cover. Gate says it was founded in 2013 and passed 60 million users worldwide in September 2026; those are company figures. Our Gate.io review covers the licence and security in full.

Gate.io spot trading fees and taker fees

Gate EU charges a 0.10% trading fee to both makers and takers at VIP 0. A maker order is a limit order that waits in the order book; a taker order fills immediately against existing orders. Because both rates are the same, the order type doesn’t change the fee at the base tier.

Maker fees versus taker fees in practice

The order type still affects your cost through the price. On liquid trading pairs such as BTC/EUR, a market order fills close to the quoted price. On thinly traded trading pairs with little trading volume, a market order can move through several price levels, so you pay more than the screen showed. With a limit order you set the price and wait.

  • Limit order example: you place a €1,000 limit order to buy bitcoin and it rests in the book until filled: €1,000 × 0.10% = €1.00.
  • Market order example: you buy €1,000 of bitcoin at the market: €1,000 × 0.10% = €1.00, plus any slippage on the way.

If you see 0.2% quoted elsewhere, that figure comes from Gate’s public API for the global platform; the Gate EU fee page shows 0.10% at VIP 0, which is competitive for spot trading at a licensed exchange.

Trading pairs and the full range of Gate EU services

Gate EU’s markets page lists roughly 420 to 440 markets with EUR and USDC trading pairs, a wide range of digital assets for an EU-licensed exchange. Liquidity and trading volume vary a lot across that range, and the spread between buy and sell prices is wider on smaller tokens, so do your own research before you buy a small-cap asset.

The services Gate EU’s user agreement describes are spot trading, OTC, custody, Convert, staking and on- and off-ramps. We haven’t checked the staking terms or how rewards are paid, and we haven’t verified whether the Gate mobile app and API are available to Gate EU accounts. Products you may read about elsewhere, such as leveraged tokens, dual investment or an NFT marketplace, are not among the services the Gate EU user agreement describes.

Gate.io VIP tiers and GT holdings

Gate EU’s VIP tiers 1 to 16 lower trading fees to as little as 0% maker and 0.02% taker. The fee page sets what each higher VIP tier requires, and your current tier shows in your Gate account. Like most exchanges’ VIP ladders, these tiers mainly matter to high-volume traders, not to regular users buying €100 a month.

Older guides mention discounts for paying fees with GT, Gate’s own token, or for GT holdings. The Gate EU fee data we checked lists the VIP tiers only, so we don’t count a GT discount. If one is offered to you, remember that GT is a volatile token: don’t buy it just to save 0.10%.

Futures fees and copy trading: not part of Gate EU

Gate EU does not offer futures, margin trading or copy trading. Its user agreement describes spot exchange, OTC, custody, Convert, staking and on- and off-ramp services; derivatives and margin are not part of the EU offer.

Gate’s global platform does offer perpetual contracts and delivery futures, copy trading and other products, but it restricts several EU countries and isn’t the MiCA-licensed entity. We don’t list global futures fees here. If you want regulated futures in the EU, OKX Europe’s X-Perps (0.02% maker / 0.05% taker) and Kraken’s futures (0.02% / 0.05% at tier 1) are licensed routes; most retail traders lose money with leveraged products, and the risk of losing your whole stake is real.

Withdrawal fees and network costs

Gate EU doesn’t publish its crypto withdrawal fees on the pages we checked, including the fee for bitcoin. Crypto withdrawal fees normally cover the blockchain network fee and vary by coin and network, so the amount can change from day to day.

Before you withdraw, open the withdrawal screen, pick the network your wallet supports, and read the fee shown before you confirm. Send a small test amount first, then the rest. One larger withdrawal pays one network fee instead of several.

Deposits, fiat funding and Convert costs

Gate EU supports euro deposits by SEPA bank transfer, but its deposit page shows no deposit or withdrawal fee. We also found no published card purchase fee. That leaves three unknowns for anyone who wants to deposit funds and take money out again.

  • SEPA deposit and withdrawal: not published. Your own bank may also charge.
  • Card purchases and the Gate Card: Gate EU offers a card, but we didn’t find published card fees.
  • Convert: advertised with zero fees and no slippage, but the spread built into the quote is not published. Compare the Convert price with the order book before you swap.

Worked examples in euros

Here is what Gate EU’s published fees add up to at VIP 0, before price movement and before the fees Gate EU doesn’t publish.

ScenarioGate EU
€100 simple buy with ConvertNo fee advertised; spread not published
€100 spot market buy€100 × 0.10% = €0.10
€1,000 limit order€1,000 × 0.10% = €1.00
€100 a month for a year12 × €0.10 = €1.20
Round trip: €1,000 in by SEPA, buy, sell, out by SEPANot published + €1.00 + €1.00 + not published = €2.00 plus unpublished fiat fees

On trading fees alone, a year of €100 monthly buys costs €1.20 at Gate EU, against €3.00 at Bitvavo (0.25% taker) and €9.60 at Kraken (0.80% taker). The total cost depends on the deposit and withdrawal fees you only see once you have an account.

How to check your Gate.io fees and keep costs down

The most reliable way to see Gate EU’s fees is inside your verified account. Gate EU requires identity verification with identity documents before you can open an account, and users must be 18 or older. These strategies help new users avoid surprises.

  1. Open the Gate EU fee page while logged in and check your VIP tier.
  2. Make a small test deposit by SEPA and check how much arrives.
  3. Read the confirmation screen before every card purchase, Convert or withdrawal.
  4. Use limit orders on thin markets to avoid paying through the spread.
  5. Turn on two factor authentication for account security before you deposit larger amounts.

How Gate.io fees compare with licensed alternatives

Gate EU has the lowest base trading fee of the MiCA-licensed exchanges we track, but the others publish their euro deposit and withdrawal fees. Here is a €500 market buy at each, checked on 23 October 2026.

ExchangeMaker / takerSEPA depositSEPA withdrawalBTC withdrawal€500 market buy
Gate EU0.10% / 0.10%Not publishedNot publishedNot published€0.50
Bitvavo0.15% / 0.25%FreeFree0.000018 BTC€1.25
OKX Europe0.20% / 0.35% (0.08% / 0.10% with X-Perps)FreeFreeFrom 0.000015 BTC€1.75 (€0.50)
Kraken0.40% / 0.80%Free€10.000015 BTC€4.00
  • Bitvavo costs a little more per trade but publishes every euro fee, and SEPA is free in both directions.
  • OKX Europe matches Gate’s 0.10% taker fee only with an X-Perps account; see our OKX fees page and the OKX vs Gate comparison.
  • Kraken is the most expensive per trade at the entry tier, but its bitcoin withdrawal fee is published at 0.000015 BTC. See Kraken vs Gate.

Is Gate worth it for European investors?

Gate EU suits EU residents who want a MiCA-licensed exchange with a wide altcoin range and 0.10% spot fees, and who don’t mind checking each deposit and withdrawal fee on screen. On security, Gate publishes a Proof of Reserves using a Merkle tree and zk-SNARK verification, audited by Hacken in January 2024; it shows reserves on one date and is not insurance. Beginners and other traders making small euro buys will find clearer pricing elsewhere. This page is not investment advice: crypto is volatile, and you can lose all the money you put in. For every exchange side by side, see our guide to crypto exchange fees.

Questions people ask

What are Gate.io trading fees?

Gate EU charges 0.10% maker and 0.10% taker on spot trades at VIP 0, so a €1,000 trade costs €1.00. VIP tiers 1 to 16 lower that to as little as 0% maker and 0.02% taker.

Does Gate charge withdrawal fees?

Gate EU doesn't publish its SEPA or crypto withdrawal fees on the pages we checked on 23 October 2026. Check the fee on the withdrawal screen before you confirm, and send a small test amount first.

Is Gate.io licensed in the EU?

Yes. EU residents are served by Gate Technology Ltd, which holds a MiCA authorisation from the MFSA in Malta since 29 September 2025, passported to the rest of the EEA. The global Gate platform restricts several EU countries, including the Netherlands and Germany.

Is Gate.io allowed in the USA?

Gate's global user agreement lists the US among its restricted jurisdictions. Gate runs a separate US site, Gate US, which we haven't reviewed.

Is Gate.io better than Binance for EU residents?

Both charge 0.10% on spot trades at the base tier, but Gate EU holds a MiCA licence and Binance has none, so EU residents should use Gate EU over Binance. Gate EU's catch is that its deposit and withdrawal fees are not published.