What is HODL?

HODL is a cryptocurrency slang term meaning to hold your coins instead of selling, regardless of price volatility. It’s often backronymed as “Hold On for Dear Life,” though it actually originated as a typo.

The Origin of HODL

On December 18, 2013, Bitcoin dropped from $716 to $438. A user named GameKyuubi posted on the BitcoinTalk forum:

“I AM HODLING”

“WHY AM I HOLDING? I’LL TELL YOU WHY…”

The typo “HODLING” instead of “HOLDING” resonated with the community and became a legendary meme. The full post admitted he was a bad trader who kept buying high and selling low, so his solution was simple: just hold.

HODL as Investment Philosophy

The Logic Behind HODLing

  1. Market timing is hard - Few consistently predict tops and bottoms
  2. Long-term growth - Bitcoin has appreciated over multi-year periods
  3. Avoid emotional trading - HODL removes decision fatigue
  4. Tax efficiency - Fewer taxable events

When HODLing Makes Sense

  • Strong conviction in long-term value
  • Limited trading experience
  • Long investment horizon (3+ years)
  • Belief in crypto fundamentals

When HODLing Doesn’t Make Sense

  • Need the money short-term
  • Investment thesis changed
  • Better opportunities elsewhere
  • Position became too large

HODL Culture

”Diamond Hands”

  • HODLers who never sell, even during crashes
  • Symbol: 💎🙌
  • Extreme conviction

”Paper Hands”

  • Opposite of diamond hands
  • Sells at first sign of trouble
  • Considered weak

”HODL Gang”

  • Community of long-term holders
  • Support during downturns
  • Shared conviction

HODL vs Active Trading

HODLActive Trading
Low effortHigh effort
Low feesHigher fees
Tax efficientMore taxable events
Misses some gainsCan capture swings
Survives crashesCan avoid some losses
Simple strategyRequires skill

The Math Behind HODLing

Bitcoin example:

  • 2013: $100
  • 2017: $20,000 (200x)
  • 2020: $10,000 (crash to 50%)
  • 2024: $70,000+ (still 700x from 2013)

HODLers from 2013 are still massively profitable despite multiple 50%+ crashes.

HODL Tips

  1. Only HODL what you understand - Research before holding
  2. Use cold storage - Secure long-term holdings
  3. Set and forget - Don’t check prices daily
  4. Have an exit plan - Know when/why you’d sell
  5. Don’t HODL everything - Diversify appropriately

Famous HODL Quotes

“When in doubt, zoom out” - Crypto community wisdom

“Have fun staying poor” - Response to non-HODLers

“HODL until your friends ask how to buy” - Bull market indicator