Questions about this site
The questions readers ask us most, answered plainly.
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Questions people ask
Is Brokers & Exchanges independent?
Yes. No broker or exchange owns us, and none can buy a score, a verdict or a place in a list. Our method is published on the How we score page.
How do you make money?
The site is set up to be funded by affiliate links, which are always labelled “Ad”. Right now we have no paid partnerships. Read how we make money.
Do you test every broker and exchange yourselves?
No, and we don't pretend to. Reviews are based on official fee schedules, legal documents and regulator registers. When we have tested something with our own account, the review says so explicitly.
Why don't you recommend some big crypto exchanges?
Since MiCA, crypto exchanges need an EU licence to serve EU residents. If an exchange has no MiCA licence, we review it but don't recommend or link to it for EU readers.
Is my money protected at a broker?
At an EU-licensed broker your securities are held separately from the broker's own money, and an investor compensation scheme covers up to €20,000 per person in the Netherlands and Germany if the broker fails and assets are missing. It does not protect you from falling prices.
Is crypto protected like bank savings?
No. Crypto held at an exchange is not covered by the €100,000 deposit guarantee or by investor compensation schemes. A MiCA licence adds rules on custody and conduct, but your crypto can still lose all of its value.
Do you give financial advice?
No. We compare providers and explain how things work. What is right for you depends on your situation; if you need personal advice, talk to a licensed adviser.
How often do you update the facts?
We aim to re-check fees and licences at least every quarter, and straight away after major news. Every fact box shows the date it was last checked.