Bitget vs Crypto.com: fees, copy trading and EU licences
Living in the EU? Pick Crypto.com: it holds a Maltese MiCA licence, while Bitget has only applied, bars Germany, France and Austria, and was hacked in September 2026. Outside the EU, Bitget is cheaper (0.10% spot) and offers copy trading and futures; Crypto.com also serves the US and the UK.
| If you want… | Pick |
|---|---|
| Living in the EU | Crypto.com Crypto.com is MiCA-authorised by Malta's MFSA. Bitget EU has only applied to Austria's FMA, and Bitget bars Germany, France and Austria. |
| Lowest spot fees (outside the EU) | Bitget 0.10% at Bitget (€1.00 on €1,000), or 0.08% with BGB, against 0.25% to 0.50% on the Crypto.com Exchange. |
| Copy trading and futures (outside the EU) | Bitget Bitget's global platform offers copy trading and USDT-M futures. Crypto.com has no copy trading and geo-restricts derivatives in the EEA, UK and US. Both are high risk. |
| Card and everyday payments | Crypto.com Prepaid Visa card and euro account from a Maltese e-money institution. Bitget Card availability in the EEA is not confirmed. |
| Living in the US or UK | Crypto.com Crypto.com serves both through local entities. Bitget prohibits US residents, and UK access runs through a partner. |
| Recent security record | Crypto.com Attackers drained Bitget's hot and warm wallets on 24 September 2026. Crypto.com's last theft was about $34m in 2022. |
| Feature | Bitget | Crypto.com |
|---|---|---|
| EU licence | MiCA licence applied for | MiCA licence (MFSA (Malta)) |
| Spot maker / taker | 0.10% / 0.10% | 0.25% / 0.50% |
| SEPA deposit | – | Free (minimum €1) |
| Card deposit | – | 3.99% (EUR credit/debit card, Apple Pay, Google Pay) |
| Coins listed | 500+ | 400+ |
| Netherlands | unclear | available |
| Germany | not available | available |
| Founded | 2018 | 2016 |
Facts checked 23 October 2026 against each provider's official fee and licence pages.
For EU residents, the Bitget vs Crypto.com choice is simple: use Crypto.com. Crypto.com serves the EEA through Foris DAX MT Limited, authorised under MiCA by Malta’s Financial Services Authority (MFSA) in January 2025. Bitget has no MiCA licence; Bitget EU has only applied to Austria’s FMA, its terms bar Germany, France and Austria, and attackers drained part of its wallets in September 2026. Outside the EU the comparison is more even: Bitget is a cheaper trading platform with copy trading and futures, while Crypto.com is an app-first crypto exchange with a Visa card that also serves the US and the UK.
We checked both exchanges’ fee pages, terms, licence registers and incident notices on 23 October 2026, and every number below comes from those checks. For the details, see our Bitget review and Crypto.com review. Crypto is volatile: you can lose all the money you invest, and nothing on this page is investment advice.
Bitget vs Crypto.com: the short answer
Crypto.com wins for EU readers because it is licensed; Bitget wins on price and trading tools for experienced traders elsewhere. By goal:
- You live in the EU: Crypto.com. The catch: app purchases cost 0.8% plus a spread, so use the Crypto.com Exchange for larger crypto purchases.
- You live outside the EU, the US and the UK, and trade often: Bitget has lower spot fees and copy trading. The catch: a large hack in September 2026 and no licence in the EU.
- You want a crypto card for everyday payments: Crypto.com, if you accept 3.99% card top-up fees.
- You live in the US: Crypto.com. Bitget’s terms prohibit US residents.
EU licences and availability
Crypto.com is authorised under MiCA and passported to every EEA country; Bitget is not authorised anywhere in the EU. Since 1 July 2026 only MiCA-authorised providers may serve EU residents, so this difference decides the comparison for EU readers.
Crypto.com’s MiCA authorisation covers custody, exchange, order execution, reception and transmission of orders, and transfer services. The group also holds an e-money licence in Malta for the euro account and Visa card, a MiFID licence in Cyprus obtained through an acquisition in May 2025, and an FCA registration in the UK.
Bitget confirmed on 2 July 2026 that Bitget EU, based in Vienna, applied to Austria’s FMA for authorisation. It does not appear in ESMA’s register file of 22 October 2026. Bitget’s licence page lists no EU licence, only non-EU registrations such as AUSTRAC in Australia, El Salvador and Mauritius, plus a UK arrangement with an FCA-authorised partner. Its record in Europe:
- France: the AMF blacklisted bitget.com on 7 November 2023 for operating without registration. Bitget ended all services for French residents on 31 March 2026, covering spot, derivatives, copy trading, Earn, Quick Buy and P2P, and moved remaining assets to a third-party platform. It was removed from the blacklist on 9 July 2026.
- Germany: Bitget stopped new sign-ups from Germany on 16 January 2026, and its terms of 20 October 2026 list Germany as prohibited.
- Netherlands, Belgium and Ireland: Bitget’s terms don’t list them, but Bitget has no MiCA authorisation to serve them, so we don’t treat it as available.
Don’t use a VPN or a false address to reach an exchange that isn’t licensed where you live. You lose the protection that comes with a licence, and the account can be frozen.
Bitget vs Crypto.com trading fees
Bitget has the lower trading fees: 0.10% maker and taker on spot trades, or 0.08% when you pay fees in BGB (20% off). The Crypto.com Exchange charges 0.25% maker and 0.50% taker at the entry tier, and the Crypto.com App charges 0.8% plus a possible spread.
What that means for a spot trading order:
| Order | Bitget (0.10%) | Bitget with BGB (0.08%) | Crypto.com Exchange, maker (0.25%) | Crypto.com Exchange, taker (0.50%) | Crypto.com App (0.8%) |
|---|---|---|---|---|---|
| €100 buy | €0.10 | €0.08 | €0.25 | €0.50 | €0.80 plus spread |
| €1,000 buy | €1.00 | €0.80 | €2.50 | €5.00 | €8.00 plus spread |
On €1,000, a Bitget trade is €1.50 to €4.00 cheaper than the Crypto.com Exchange, and at least €7.00 cheaper than the app. For EU residents that saving is not available, because Bitget can’t serve them. The cheaper choice for them is to place a limit order on the Crypto.com Exchange, which pays the 0.25% maker fee.
Both exchanges cut fees for heavy traders: Bitget through VIP tiers by 30-day volume, assets or BGB holdings, and Crypto.com through volume tiers (for example 0.08% maker and 0.18% taker from $500,000 of 30-day volume) or a CRO balance of 50,000 or more.
Deposits, withdrawals and payment methods
Crypto.com publishes its euro pricing; Bitget’s euro fees for EEA residents could not be verified. Crypto.com’s EEA schedule:
- SEPA bank transfers in: free, minimum €1.
- Card deposits: 3.99% by credit or debit card, Apple Pay or Google Pay, or €3.99 on €100.
- SEPA withdrawal: €1.00, minimum €80.
- Bitcoin withdrawal fees: 0.0002 BTC below 0.002 BTC, and 0.0004 BTC from 0.002 BTC.
Bitget charged 0.00002 BTC to withdraw bitcoin on the Bitcoin network on 23 October 2026, a tenth of Crypto.com’s lowest rate. A full round trip on the Crypto.com Exchange with €1,000 (free SEPA deposit, a €5.00 taker buy, a €5.00 taker sale if the price hasn’t moved and a €1.00 SEPA withdrawal) costs about €11.00.
Copy trading, futures and trading tools
Bitget offers far more trading options for experienced traders: spot copy trading, futures copy trading, bot copy trading, margin and USDT-M futures. None of it is provided under an EU authorisation. Crypto.com offers no copy trading, and its Exchange derivatives are geo-restricted in every EEA country, the UK and the US.
Bitget’s futures cost 0.02% maker and 0.06% taker at the entry tier, or €0.20 and €0.60 on a €1,000 position. That fee is small next to the risk. With leverage, a small price move against you can trigger liquidation and wipe out the margin you put in.
Copy trading is a form of social trading in which your account automatically copies the trades of other users, called lead traders. It looks easy, but you copy their losses as well as their gains, often with leverage, and a strong past record says nothing about next month.
Crypto.com’s main extra for EEA users is different: since 12 August 2026 they can trade tokenised US stocks and ETFs. These are derivative instruments issued by Foris Capital CY Limited, which is regulated by CySEC, so you get price exposure rather than owning the shares. Both platforms have an app and an API for trading bots and portfolio trackers.
Supported cryptocurrencies
Bitget lists more digital assets: about 500 base assets on its main market, against 400+ on Crypto.com. Bitget’s public API shows about 3,500 spot pairs in total, but most of the others sit in a separate zone outside the main market. Crypto.com supports seven fiat currencies (EUR, GBP, USD, AUD, CAD, SGD and AED); Bitget’s spot markets list the euro.
For buying bitcoin, ether and other cryptocurrencies with a large market value, both lists are enough. The difference shows up only if you want small or very new tokens, which carry the highest risk.
Security, proof of reserves and the 2026 Bitget hack
Crypto.com has the better recent security record; Bitget publishes more frequent proof of reserves. Both have lost money to attackers.
Bitget: on 24 September 2026 attackers drained part of Bitget’s hot and warm wallets. The loss was first estimated at $351.6 million and later reported as $387.5 million. Bitget paused withdrawals and said its User Protection Fund, stated at over $464 million in its incident notice, covers the loss. We could not confirm the final loss figure, the timeline for resuming all withdrawals or the fund’s current balance. Bitget publishes a monthly Merkle-tree proof of reserves with its reserve ratio.
Crypto.com: in 2022 attackers bypassed two-factor authentication on 483 accounts and withdrew about $34 million; Crypto.com said affected users were reimbursed. A 2023 phishing attack on an employee exposed limited personal data of a small number of users. Its proof of reserves, verified by Mazars, is based on a snapshot of 7 December 2022, with no newer attestation shown. It says all client crypto is held 1:1 with strict access controls on cold storage and hot wallets, and its Account Protection Programme offers up to USD 250,000 of cover against unauthorised transactions.
Security measures that protect user funds also depend on you. On any exchange, use an authenticator app for two-factor authentication, turn on withdrawal whitelists, send a small test transaction before large withdrawals and keep long-term holdings in your own wallet.
Regulatory history
Crypto.com’s record in Europe is shorter: DNB fined Foris DAX MT Limited €2.85 million for serving Dutch customers without registration from May 2020 to November 2022 (Crypto.com appealed), and the US SEC closed its investigation without action in March 2025. Bitget’s record includes the 2023 AMF blacklisting in France, a pause on new UK users in May 2024 and the 2026 exits from France and Germany.
Card, staking and extra features
Crypto.com has the more complete app for beginners and everyday payments: a prepaid Visa card and euro account from Foris MT Limited, a Maltese e-money institution, plus staking and 24/7 live chat support. Crypto.com states that its Earn and staking products are not regulated under MiCA. Rewards are paid in crypto, change over time and don’t protect you from price falls.
Bitget’s global platform also offers staking. We could not verify Bitget Card availability, KYC tiers or support channels for EEA residents.
Who should choose Bitget or Crypto.com?
Licensing decides first, then features. By reader:
- EU beginner investing €50–500 a month: Crypto.com, using the Exchange rather than the app; a €100 buy costs €0.25 to €0.50. If you want a flat fee instead, compare Bybit vs Crypto.com.
- EU trader who wants copy trading: neither offers it under an EU licence. Don’t use Bitget from the EU while it is unlicensed.
- Experienced trader outside the EU, the US and the UK: Bitget, for lower fees and more trading tools, if you accept the risk shown by the September 2026 hack.
- US or UK resident: Crypto.com.
Who should look elsewhere: if you want a cheaper licensed spot exchange in the EU, compare more MiCA-licensed exchanges; our Bybit vs Bitget comparison covers a licensed alternative to Bitget.
Final verdict
Crypto.com wins the Bitget vs Crypto.com comparison for EU residents, because it is licensed and Bitget is not. Bitget offers lower fees, copy trading and futures elsewhere, but it has no EU licence, it bars Germany and France, and its September 2026 hack is still being resolved. On Crypto.com, avoid the app’s 0.8% fee by trading on the Exchange. Whichever you choose, keep only what you actively trade on an exchange, and remember that crypto can lose its entire value.
Questions people ask
Is Bitget better than Crypto.com?
Not for EU residents: Crypto.com holds a MiCA licence and Bitget does not. Outside the EU, Bitget has lower spot fees (0.10% against 0.25% to 0.50% on the Crypto.com Exchange), copy trading and futures, while Crypto.com is the better fit for card users and for readers in the US and the UK.
Can I use Bitget in the EU?
Bitget's terms bar residents of Germany, France and Austria, and Bitget has no MiCA authorisation to serve anyone in the EEA. Bitget EU applied to Austria's FMA in 2026, but no licence had been granted by 23 October 2026.
What fees does Bitget charge?
Bitget charges 0.10% maker and taker on spot trades, or 0.08% if you pay fees in BGB, so €1.00 on a €1,000 trade. USDT-M futures cost 0.02% maker and 0.06% taker at the entry tier. Its euro deposit and card fees could not be verified.
Does Crypto.com charge high fees?
The app does: 0.8% per trade plus a possible spread, and 3.99% for card deposits. The Crypto.com Exchange is cheaper at 0.25% maker and 0.50% taker, or €2.50 to €5.00 on €1,000.
Does Crypto.com let you cash out?
Yes. EEA users can sell crypto for euros and withdraw by SEPA bank transfer for €1.00, with a minimum withdrawal of €80.
What happened in the Bitget hack?
On 24 September 2026 attackers drained part of Bitget's hot and warm wallets, initially estimated at $351.6 million and later reported as $387.5 million. Bitget paused withdrawals and said its Protection Fund covers the loss; the final figure was still open on 23 October 2026.