Bybit fees 2026: Bybit EU spot, deposit and withdrawal costs
Bybit fees for EU residents: Bybit EU charges a single 0.25% spot fee since 5 October 2026 and no deposit fee, but shows withdrawal fees only after login.
Bybit fees for EU residents are simple: since 5 October 2026 Bybit EU has charged a single 0.25% fee on spot trades, whether your order is a maker or a taker. Fiat deposits carry no Bybit EU fee, but SEPA and crypto withdrawal fees are shown only after you log in, so you can’t see the full cost before you sign up.
EU residents use Bybit EU GmbH, a Vienna company with a MiCA authorisation from Austria’s FMA (granted 28 May 2025 and passported to the EEA, except Malta). The global Bybit platform at bybit.com is a different company with a different fee schedule. We checked Bybit EU’s fee announcement and help centre on 23 October 2026. For the 2025 hack and the Dutch fine, read our Bybit review.
Bybit fees in 30 seconds
- Spot trading fees on Bybit EU: 0.25% maker and taker below 100,000 USDC of 30-day trading volume.
- Lower tiers: 0.15% for higher-volume non-VIP users, down to 0.045% at Supreme VIP.
- Fiat deposits (SEPA, card, Apple Pay, Google Pay): no Bybit EU fee; payment providers may charge.
- SEPA withdrawal, crypto withdrawal, card purchase and One-Click Buy: shown only after login.
- Futures, options and funding fees: not offered on bybit.eu as far as we could verify.
- Spot margin: a 2% liquidation fee feeds Bybit EU’s insurance fund.
- €1,000 spot trade: €2.50 in trading fees.
Bybit’s fee structure at a glance
Bybit EU’s fee structure has two parts you can see in advance (a spot trading fee and free fiat deposits) and two you can only see after login (withdrawal fees and instant-buy fees). These are the Bybit fees in our checked data:
| Fee | Bybit EU (checked 23 October 2026) |
|---|---|
| Spot trade, entry tier (maker and taker) | 0.25% |
| Spot trade, top non-VIP tier | 0.15% |
| Spot trade, Supreme VIP | 0.045% |
| Fiat deposit (SEPA, card, Apple Pay, Google Pay) | No Bybit EU fee |
| SEPA withdrawal | Shown only after login |
| Bitcoin withdrawal | Shown only after login |
| Card purchase and One-Click Buy | Shown only after login |
| Spot margin liquidation fee | 2% |
| Perpetual futures and options | Not offered on bybit.eu (our finding) |
Key takeaways: Bybit EU is cheap per trade and transparent about trading fees, and not transparent about withdrawals. We count that against its costs score.
Bybit trading fees: one rate for maker and taker
Bybit EU charges 0.25% on every spot trade at the entry tier, the same for a maker order and a taker order. Most crypto exchanges use a maker taker model, where an order that adds liquidity to the order book pays less than an order that removes liquidity. Bybit EU dropped that split on 5 October 2026.
What the maker and taker terms mean, in case you trade elsewhere too:
- Maker: a limit order that waits in the order book until someone trades against it. It adds liquidity.
- Taker: a market order, or a limit order that fills straight away. The order removes liquidity.
On Bybit EU both pay 0.25%, so the actual fees on a €1,000 trade are €2.50 either way. The fee is calculated based on the trade value. A limit order doesn’t lower the fee on Bybit EU, but it does control your execution price, so you don’t pay more than the market price you expected.
VIP tiers and the 30-day trading volume
Bybit EU’s VIP program lowers the rate for higher-volume traders. Below 100,000 USDC of 30-day trading volume you pay 0.25%; non-VIP users above that level pay rates down to 0.15%, and the top VIP level, Supreme VIP, pays 0.045%. Bybit EU’s fee announcement sets the requirements for each VIP tier; our data records the rates only, so we don’t list the thresholds.
What the VIP discount means in euros on a €1,000 trade:
| Tier | Rate | Fee on €1,000 |
|---|---|---|
| Entry tier (regular user) | 0.25% | €2.50 |
| Top non-VIP tier | 0.15% | €1.50 |
| Supreme VIP | 0.045% | €0.45 |
Someone investing €100 a month stays at 0.25%: 100,000 USDC of volume in 30 days is far above that.
Bybit deposit fees: SEPA, card, Apple Pay and Google Pay
Bybit EU charges no deposit fee of its own on fiat deposits. You can fund your account by SEPA transfer from your bank account, or top up by Visa, Mastercard, Apple Pay or Google Pay in Germany, the Netherlands, Belgium and Ireland, among other EEA countries.
Two notes before you make a Bybit deposit:
- Payment providers may charge their own fees. Bybit EU’s “no fee” covers its own fee only, not what your bank or card provider might charge.
- Identity verification comes first. Bybit EU requires an ID document and a selfie before you can make fiat deposits, use Earn or get higher withdrawal limits.
Card purchases and One-Click Buy are different from a card top-up: their fees are shown only to logged-in users.
Bybit withdrawal fees: shown only after login
Bybit EU shows its SEPA withdrawal fee and crypto withdrawal fees only in the logged-in withdrawal window. That’s the main catch in Bybit EU’s fee schedule: you can’t compare the full cost of getting money out before you open an account.
- SEPA withdrawal to your bank: shown only after login.
- Bitcoin and other crypto withdrawals: shown only after login. Crypto withdrawal fees usually vary depending on the coin and network, so check the network fees for the network you pick.
- Minimum and limits: higher withdrawal limits need identity verification.
Because the fee is unknown in advance, a fixed withdrawal fee weighs most on small amounts. Check it on screen before you confirm, and withdraw less often if it’s a flat amount.
Futures fees, perpetual contracts and options trading
Bybit EU doesn’t offer perpetual futures or options trading as far as we could verify: its public fee schedule is spot-only, with risk disclosures for spot margin and no link to a derivatives product. So futures fees, funding fees and options fees don’t apply on bybit.eu.
Global Bybit at bybit.com is known for derivatives such as perpetual contracts and options. But global Bybit is not the MiCA-licensed company, and its derivatives fees are not in our checked data, so we don’t list them. If you live outside the EU and trade perpetual futures anywhere, remember that the trading fee is only part of the cost:
- Fees on the full position: trading fees on futures apply to the whole position value, not your initial margin.
- Funding fees: at set intervals, long position holders and holders of short positions pay each other a funding rate. On a position held for days, funding can cost more than the trading fee.
- Liquidation: if the price moves against you, the position can be closed and you lose your margin.
Spot margin on Bybit EU
Bybit EU does offer spot margin: trading with borrowed funds on the spot market. If a margin position is liquidated, Bybit EU charges a 2% liquidation fee, which feeds its spot-margin insurance fund. Borrowing interest for spot margin is not in our checked data. Our guide to margin trading explains how losses add up.
Worked examples: Bybit EU fees in euros
These examples use Bybit EU’s entry-tier rate of 0.25% and a deposit with no Bybit EU fee. Withdrawal and One-Click Buy fees are shown only after login, so we can’t add them.
A €100 simple buy
A €100 spot order costs €100 × 0.25% = €0.25. If you use One-Click Buy or a card purchase instead, the fee is shown only after login, so compare it with the €0.25 spot fee before you confirm.
A €1,000 limit order
A €1,000 limit order costs €1,000 × 0.25% = €2.50, the same as a market order. The benefit of the limit order is price control, not a lower fee.
€100 a month for a year
Twelve spot buys of €100 cost 12 × €0.25 = €3.00 in trading fees for the year.
A round trip: buy and sell €1,000
| Step | Bybit EU |
|---|---|
| Deposit €1,000 by SEPA | No Bybit EU fee |
| Buy €1,000 | €2.50 |
| Sell €1,000 | €2.50 |
| SEPA withdrawal | Shown only after login |
| Trading fees for the round trip | €5.00 (0.5%) plus the withdrawal fee |
For a step-by-step purchase with costs, see our guide to buying bitcoin on Bybit.
Bybit fees compared with other licensed crypto exchanges
Bybit EU is one of the cheaper MiCA-licensed exchanges per trade: cheaper than Kraken and Coinbase, and slightly lower than OKX for taker orders unless you open an OKX X-Perps account. These are entry-tier rates from each provider’s fee page, checked on 23 October 2026:
| Bybit EU | Kraken Pro | OKX (EEA) | Coinbase Advanced | |
|---|---|---|---|---|
| MiCA regulator | FMA (Austria) | Central Bank of Ireland | MFSA (Malta) | CSSF (Luxembourg) |
| Maker / taker | 0.25% / 0.25% | 0.40% / 0.80% | 0.20% / 0.35% (0.08% / 0.10% with X-Perps) | 0.60% / 1.20% |
| €1,000 market order | €2.50 | €8.00 | €3.50 (€1.00 with X-Perps) | €12.00 |
| SEPA deposit | No Bybit EU fee | Free | Free | Free |
| SEPA withdrawal | Shown only after login | €1 | Free | Free |
| BTC withdrawal | Shown only after login | 0.000015 BTC | From 0.000015 BTC | Network fee when you send |
- Bybit vs Kraken: Bybit EU is €5.50 cheaper on a €1,000 market order, but Kraken publishes every withdrawal fee and offers EU-regulated futures. See Kraken fees and our Kraken vs Bybit comparison.
- Bybit vs OKX: OKX’s maker fee is slightly lower (0.20%) and its SEPA withdrawals are free; with an X-Perps account OKX is cheaper on every order. See OKX fees.
- Bybit vs Coinbase: Coinbase Advanced costs almost five times as much per market order, but has free SEPA withdrawals. See Coinbase fees.
How to pay lower fees on Bybit EU
On Bybit EU, the biggest saving comes from how you move money in and out, not from the order type, because maker and taker pay the same 0.25%.
- Deposit by SEPA. Bybit EU charges nothing, and a bank transfer avoids any card-provider fee.
- Use spot orders instead of One-Click Buy. The spot fee is published (0.25%); the One-Click Buy fee is shown only after login.
- Check the withdrawal fee before you confirm, and withdraw in fewer, larger amounts if it’s a fixed fee.
- Use limit orders for price control. They don’t change the fee, but they protect your execution price on coins with thin liquidity.
- Don’t trade more to reach a VIP tier. The volume needed is far above what most traders do, and extra trades cost more than the VIP discount saves.
Who Bybit EU’s fees suit
Bybit EU’s fees suit EU traders who want a low, flat spot fee and easy card or Apple Pay top-ups, and who accept the group’s track record: about $1.5 billion in ETH stolen in February 2025 and a €2.25 million fine from the Dutch central bank in 2024. They suit people less well if you want to see every withdrawal fee before you sign up, or want crypto futures under EU rules.
Crypto is volatile, and you can lose all the money you put in. Crypto on Bybit EU is not covered by a deposit guarantee or investor compensation scheme.
Questions people ask
What are Bybit EU's trading fees?
Since 5 October 2026 Bybit EU has charged a single 0.25% fee on spot trades, for maker and taker orders alike, below 100,000 USDC of 30-day volume. The rate falls to 0.15% for higher-volume non-VIP users and 0.045% at Supreme VIP.
How much does Bybit charge per transaction?
On Bybit EU, a €100 spot trade costs €0.25 and a €1,000 trade costs €2.50 in trading fees at the entry tier. Withdrawal fees come on top and are shown only after you log in.
Does Bybit charge deposit fees?
Bybit EU charges no fee of its own on fiat deposits, whether by SEPA transfer or by card, Apple Pay or Google Pay. Your bank or payment provider may still charge its own fee.
What are Bybit's withdrawal fees?
Bybit EU shows SEPA and crypto withdrawal fees only inside the logged-in withdrawal window, so we can't list them. Check the fee on screen before you confirm, especially for small amounts.
Can I trade Bybit futures in the EU?
Not that we could confirm. Bybit EU's fee schedule is spot-only and we found no derivatives product on bybit.eu. Futures and options sit on global Bybit, which isn't the MiCA-licensed company.
Is Bybit cheaper than Kraken?
At the entry tier, yes. Bybit EU charges 0.25% on every spot order, while Kraken Pro charges 0.40% maker and 0.80% taker, so a €1,000 market order costs €2.50 on Bybit EU against €8.00 on Kraken Pro.