Coinbase vs Crypto.com: Complete Comparison 2025
Quick Verdict
Coinbase wins for overall user experience and regulatory standing, but Crypto.com offers a superior crypto card program with better rewards.
Coinbase and Crypto.com are both popular choices for US crypto users, but they excel in different areas. Coinbase is the simplest on-ramp, while Crypto.com has built an impressive rewards ecosystem. Here’s my comparison.
Quick Summary
| Feature | Coinbase | Crypto.com |
|---|---|---|
| Trading Fees | 0.40-0.60% | 0.075% |
| Cryptocurrencies | 200+ | 250+ |
| Founded | 2012 | 2016 |
| Best For | Simplicity | Crypto card rewards |
| Rating | 4.5/5 | 4.2/5 |
| Card Cashback | Up to 4% | Up to 8% |
Fees Comparison
Coinbase Advanced: 0.40% maker / 0.60% taker Crypto.com Exchange: 0.075% maker/taker
For a $1,000 trade:
- Coinbase Advanced: $6.00
- Crypto.com Exchange: $0.75
Winner: Crypto.com - Lower trading fees.
Crypto Cards
Both offer crypto debit cards, but Crypto.com excels:
Coinbase Card:
- Up to 4% cashback
- Simple rewards
Crypto.com Card:
- Up to 8% cashback
- Spotify/Netflix rebates
- Airport lounge access
- Metal cards
Winner: Crypto.com - Superior card program.
Security
Coinbase: FDIC insured, NASDAQ listed, never hacked Crypto.com: 100% cold storage, $750M insurance, never hacked
Winner: Tie - Both have excellent security.
User Experience
Coinbase: Cleaner, simpler, better for beginners Crypto.com: Mobile-first, more complex
Winner: Coinbase - Easier to use.
Who Should Choose Which?
Choose Coinbase: Want simplicity, beginner-friendly experience Choose Crypto.com: Want best crypto card rewards, lower trading fees
Both are excellent for US users and can be used together.
Last updated: January 2025. Affiliate links may provide compensation at no extra cost.
Try Coinbase
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Try Crypto.com
Start trading on one of the world's leading exchanges.
Open Crypto.com Account*Affiliate link