Compare online brokers, crypto exchanges and ways to buy gold if you live in Europe. Licence checks, real costs and honest verdicts. Rankings are never for sale.https://brokersandexchanges.com/https://brokersandexchanges.com/reviews/binance/https://brokersandexchanges.com/reviews/binance/Binance review for EU readers: no MiCA licence and withdrawals only since 1 July 2026. Fees outside the EU, the US guilty plea, and where to move your coins.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/bitget/https://brokersandexchanges.com/reviews/bitget/Bitget review for EU residents: no MiCA licence yet (only an application in Austria), barred in Germany and France, hacked for about $351.6M in September 2026.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/bitpanda/https://brokersandexchanges.com/reviews/bitpanda/Bitpanda review for EU investors: MiCA-licensed crypto with a 0.99% Bitcoin premium, real stocks and ETFs at €1 per trade, metals with no storage fee.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/bitvavo/https://brokersandexchanges.com/reviews/bitvavo/Bitvavo review for EU residents: MiCA-licensed by the Dutch AFM, 0.15%/0.25% fees and free iDEAL, Bancontact and SEPA deposits. What €100 or €1,000 costs.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/bullionvault/https://brokersandexchanges.com/reviews/bullionvault/BullionVault review for EU investors: allocated gold in Zurich or London from 1 gram, 0.5% to trade, 0.12% a year storage with a $4 monthly minimum.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/bybit/https://brokersandexchanges.com/reviews/bybit/Bybit review for EU residents: Bybit EU is MiCA-authorised in Austria and charges 0.25% per spot trade, but the group lost about $1.5bn in a 2025 hack.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/coinbase/https://brokersandexchanges.com/reviews/coinbase/Coinbase review for EU residents: MiCA-licensed in Luxembourg, free SEPA deposits, 0.60% to 1.20% Advanced fees worked out on €100 and €1,000, and its fines.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/crypto-com/https://brokersandexchanges.com/reviews/crypto-com/Crypto.com review for EU residents: MiCA-licensed in Malta, but app buys cost 0.8% plus a spread. App versus Exchange fees, the Visa card and its track record.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/degiro/https://brokersandexchanges.com/reviews/degiro/DEGIRO review for EU investors: €1 per ETF order on Tradegate, €3 on Euronext Amsterdam, no German tax withholding. Who it suits and who should look elsewhere.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/etoro/https://brokersandexchanges.com/reviews/etoro/eToro review for EU investors: $1 per stock trade in NL, DE and BE, 0.75% to convert euros to dollars, 1% on crypto, and how copy trading and CFDs really work.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/gate-io/https://brokersandexchanges.com/reviews/gate-io/Gate.io review for EU residents: Gate EU is MiCA-licensed in Malta, charges 0.10% on spot trades and offers no derivatives. Its fiat fees aren't published.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/gemini/https://brokersandexchanges.com/reviews/gemini/Gemini review: the US exchange closed every EEA and UK account on 6 April 2026. What that means for EU residents, plus fees and track record for US readers.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/interactive-brokers/https://brokersandexchanges.com/reviews/interactive-brokers/Interactive Brokers review for EU investors: 0.05% (min €3) on EU stocks, $1 US orders, 0.03% FX and no tax withholding in NL, DE or BE. Who it suits.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/kraken/https://brokersandexchanges.com/reviews/kraken/Kraken review for EU residents: MiCA-licensed in Ireland, free SEPA deposits, and Kraken Pro fees of 0.40% maker and 0.80% taker since July 2026.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/kucoin/https://brokersandexchanges.com/reviews/kucoin/KuCoin review for EU residents: KuCoin EU holds an Austrian MiCA licence but may not operate yet. Spot fees are 0.10%, and the Netherlands is restricted.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/mexc/https://brokersandexchanges.com/reviews/mexc/MEXC review for EU residents: 0.05% spot fees, but no MiCA licence and an AFM warning since September 2025. Why low fees don't make up for a missing licence.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/okx/https://brokersandexchanges.com/reviews/okx/OKX review for EU residents: MiCA-licensed via OKX Europe in Malta, with spot fees of 0.08%/0.10% only if you open an X-Perps account (0.20%/0.35% without).Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/saxo/https://brokersandexchanges.com/reviews/saxo/Saxo Bank review for Dutch and Belgian investors: 0.08% per trade (min €2 on Euronext), €0 AutoInvest ETF buys, bonds and options, and a Danish bank licence.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/scalable-capital/https://brokersandexchanges.com/reviews/scalable-capital/Scalable Capital review for investors in Germany and the Netherlands: €0 savings plans, €0.99 orders, PRIME+ at €4.99 a month, German tax withheld. The catches.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/reviews/trade-republic/https://brokersandexchanges.com/reviews/trade-republic/Trade Republic review for EU investors: €0 savings plans, €1 per order, 2.50% interest at the Dutch branch and German tax withheld, plus the catches.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/binance-vs-bitget/https://brokersandexchanges.com/compare/binance-vs-bitget/Binance vs Bitget for EU readers: neither holds a MiCA licence in October 2026, and Bitget was hacked in September. Fees, futures and copy trading compared.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/binance-vs-bybit/https://brokersandexchanges.com/compare/binance-vs-bybit/Bybit vs Binance for EU readers: Bybit EU holds an Austrian MiCA licence and charges 0.25% spot, while Binance has no MiCA licence and is withdrawal-only.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/binance-vs-coinbase/https://brokersandexchanges.com/compare/binance-vs-coinbase/Binance vs Coinbase for EU readers: Coinbase holds a Luxembourg MiCA licence, Binance has none and is withdrawal-only. Fees on €100 and €1,000 compared.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/binance-vs-crypto-com/https://brokersandexchanges.com/compare/binance-vs-crypto-com/Binance vs Crypto.com for EU readers: Crypto.com holds a Maltese MiCA licence, while Binance has none and EU accounts are withdrawal-only since 1 July 2026.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/binance-vs-gate-io/https://brokersandexchanges.com/compare/binance-vs-gate-io/Binance vs Gate.io for EU readers: only Gate holds a MiCA licence, and Binance has limited EU users to withdrawals since 1 July 2026. Fees and safety compared.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/binance-vs-gemini/https://brokersandexchanges.com/compare/binance-vs-gemini/Binance vs Gemini: neither serves EU residents in 2026. Gemini suits US users under NYDFS oversight; Binance charges 0.10% spot against up to 1.20% at Gemini.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/binance-vs-kucoin/https://brokersandexchanges.com/compare/binance-vs-kucoin/Binance vs KuCoin for EU readers: neither runs a licensed EU service in October 2026. Both charge 0.10% spot; Binance is cheaper with BNB, KuCoin lists 800+.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/binance-vs-kraken/https://brokersandexchanges.com/compare/binance-vs-kraken/Kraken vs Binance for EU readers: Kraken holds an Irish MiCA licence, Binance has none and is withdrawal-only. Fees, futures and track records compared.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/binance-vs-okx/https://brokersandexchanges.com/compare/binance-vs-okx/Binance vs OKX for EU residents: only OKX holds a MiCA licence, and Binance has limited EU users to withdrawals since 1 July 2026. Fees and futures compared.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/bitget-vs-crypto-com/https://brokersandexchanges.com/compare/bitget-vs-crypto-com/Bitget vs Crypto.com for EU readers: Crypto.com is MiCA-licensed in Malta, while Bitget has only applied, bars Germany and France, and was hacked in 2026.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/bitget-vs-gemini/https://brokersandexchanges.com/compare/bitget-vs-gemini/Bitget vs Gemini: neither serves EU residents. Gemini is a regulated US exchange with high fees; Bitget charges 0.10% but has no MiCA licence and was hacked.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/bybit-vs-bitget/https://brokersandexchanges.com/compare/bybit-vs-bitget/Bybit vs Bitget for EU readers: Bybit EU holds an Austrian MiCA licence and a flat 0.25% spot fee, while Bitget has only applied and was hacked in 2026.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/bybit-vs-crypto-com/https://brokersandexchanges.com/compare/bybit-vs-crypto-com/Bybit vs Crypto.com: both hold MiCA licences in the EU. Bybit EU charges a flat 0.25% per spot trade, while the Crypto.com app costs 0.8% plus a spread.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/bybit-vs-gate-io/https://brokersandexchanges.com/compare/bybit-vs-gate-io/Bybit vs Gate for EU readers: both hold MiCA licences. Gate EU charges 0.10% per spot trade and lists 400+ coins; Bybit EU charges 0.25% and offers spot margin.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/bybit-vs-gemini/https://brokersandexchanges.com/compare/bybit-vs-gemini/Bybit vs Gemini: Gemini closed all EU and UK accounts on 6 April 2026, so EU readers should pick MiCA-licensed Bybit EU. Fees, coins and record compared.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/bybit-vs-kucoin/https://brokersandexchanges.com/compare/bybit-vs-kucoin/Bybit vs KuCoin for EU readers: Bybit EU is MiCA-licensed and operating, while KuCoin EU may not start yet. Spot fees of 0.25% and 0.10% worked out in euros.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/bybit-vs-okx/https://brokersandexchanges.com/compare/bybit-vs-okx/Bybit vs OKX for EU traders: both hold MiCA licences. Bybit EU charges a flat 0.25%; OKX charges 0.10% taker with X-Perps (0.35% without) and offers EU futures.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/coinbase-vs-bitget/https://brokersandexchanges.com/compare/coinbase-vs-bitget/Coinbase vs Bitget for EU readers: only Coinbase holds a MiCA licence. Bitget is barred in Germany and France and was hacked in September 2026. Fees compared.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/coinbase-vs-bybit/https://brokersandexchanges.com/compare/coinbase-vs-bybit/Coinbase vs Bybit for EU investors: both hold MiCA licences. Bybit EU charges 0.25% per spot trade, Coinbase Advanced 0.60%/1.20%. Who should pick which.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/coinbase-vs-crypto-com/https://brokersandexchanges.com/compare/coinbase-vs-crypto-com/Coinbase vs Crypto.com in the EU: both hold MiCA licences. Crypto.com Exchange has lower trading fees; Coinbase has free SEPA withdrawals and audited accounts.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/coinbase-vs-gate-io/https://brokersandexchanges.com/compare/coinbase-vs-gate-io/Gate.io vs Coinbase for EU residents: both hold MiCA licences. A €1,000 buy costs €1.00 on Gate EU and €12.00 at Coinbase Advanced's entry taker rate.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/coinbase-vs-gemini/https://brokersandexchanges.com/compare/coinbase-vs-gemini/Coinbase vs Gemini: Gemini closed all EU and UK accounts on 6 April 2026, so EU readers should pick Coinbase. For US readers: fees, coins and security compared.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/coinbase-vs-kraken/https://brokersandexchanges.com/compare/coinbase-vs-kraken/Kraken vs Coinbase for EU investors: both hold MiCA licences, but Kraken Pro's 0.40%/0.80% fees undercut Coinbase Advanced's 0.60%/1.20%. Who should pick which.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/coinbase-vs-kucoin/https://brokersandexchanges.com/compare/coinbase-vs-kucoin/Coinbase vs KuCoin for EU readers: Coinbase is MiCA-licensed and open, while KuCoin EU may not operate yet. Fees of 0.10% and 0.60%/1.20% worked out in euros.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/coinbase-vs-okx/https://brokersandexchanges.com/compare/coinbase-vs-okx/Coinbase vs OKX for EU investors: both hold MiCA licences. OKX charges 0.10% taker with X-Perps (0.35% without), Coinbase Advanced 1.20%. Who should pick which.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/crypto-com-vs-gemini/https://brokersandexchanges.com/compare/crypto-com-vs-gemini/Gemini vs Crypto.com: Gemini closed all EU and UK accounts on 6 April 2026, so EU readers should pick Crypto.com. For US readers: fees, coins and security.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/degiro-vs-trade-republic/https://brokersandexchanges.com/compare/degiro-vs-trade-republic/DEGIRO or Trade Republic? Trade Republic wins on €0 ETF savings plans and German tax; DEGIRO on options, futures and around 50 exchanges. Worked costs inside.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/gate-io-vs-bitget/https://brokersandexchanges.com/compare/gate-io-vs-bitget/Gate.io vs Bitget for EU readers: Gate EU holds a MiCA licence in Malta, Bitget has only applied and was hacked in September 2026. Fees and products compared.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/gate-io-vs-crypto-com/https://brokersandexchanges.com/compare/gate-io-vs-crypto-com/Gate.io vs Crypto.com for EU residents: both are MiCA-licensed in Malta. A €1,000 buy costs €1.00 on Gate EU and €5.00 to €8.00 plus spread at Crypto.com.Fri, 23 Oct 2026 00:00:00 GMThttps://brokersandexchanges.com/compare/gate-io-vs-gemini/https://brokersandexchanges.com/compare/gate-io-vs-gemini/Gate.io vs Gemini: Gemini closed all EU and UK accounts on 6 April 2026, so EU readers should pick MiCA-licensed Gate EU. For US readers: fees, coins, custody.Fri, 23 Oct 2026 00:00:00 GMT